Importance Of Choosing Right Car

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Motoring is becoming more and more expensive and it seems even more people are taking to using other means of travel such as public transport, walking and cycling.

Cycling in a suit is hard work! So I’m sure we can all imagine the inconvenience, but with the current state of our country’s financial situation and rising costs of motoring, for many there’s just no way around it.

Petrol prices have recently risen to a record high, now averaging at around £1.20 per litre, due to the price of a barrel of oil rising and the pound falling against the dollar [and the staggered tax rise announced in the budget]. With fuel prices constantly on the up, is it ever going to get easier?

Fuel isn’t the biggest worry for a lot of drivers! There are other obstacles in the road, such as the staggering cost of vehicle insurance and road tax prices growing. It also seems its becoming harder than ever for new and young drivers to get on the road. With insurance costing thousands, you will need to save up or spread the costs but then how do you even afford the car?

Recent figures from the AA have confirmed that people really are leaving their cars at home! There were just 31,035,791 cars on the road in the UK at the close of last year a 0.7 per cent drop from the previous year.

One thing that is for certain, these costs aren’t just going to lower over night and we cant even guarantee that they’ll stay where they are, they might well continue to rise!

But what we can do is make better choices – and make life affordable!

We can save a lot of money by weighing up situations and looking closer before we make any decisions. Many people say they just don’t have the time, but the fact is most people just don’t believe shopping around will help them! Or don’t know the effect it could have if they simply did a little research before they purchased!

So where do I start? What do I look at?

To start with you want to think carefully about the car you’re buying. You may already know what you want, but is it sensible? Or will the finance company be taking it away in 6 months time?

Buy a car you can afford! Finance is great, and monthly payments make buying a new car so much easier, but when buying the car, make sure you can afford the price your agreeing to pay. You may want to check out buyer’s guide to purchasing a car for more.

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Before buying the car why not hop over to confused.com and price the insurance?

Weigh up how much it will cost you to buy and how much the insurance is going to cost.

Do you need a car that’s cheaper to insure? High insurance prices can be caused by a number of things, the type of car, the number of seats, but a main factor being the size of the engine! Do you really need an engine that big? If the answers no, then why not price up another car! You may surprise yourself on how much money you’ll save!

Ok, so you can afford the insurance and you can afford to buy the car but don’t forget about road tax, M.O.T’s and service costs, so find out how much it will cost to tax your car and consider weather you are buying a reliable vehicle? Though more expensive to buy a new car it seems most save money in the long run, less servicing required and a smaller risk of failing an M.O.T.

And the final factor we’ll look at is fuel prices, as mentioned above fuel prices are on the up and its hard work to run a car! Is the car you’re buying going to be cheap to run? Or will it drink fuel like its cola?

Its easy to find mpg figures for new cars to calculate the amount of fuel they use but, a basic rule is, if a car has a big engine its going to use up a lot of fuel and fast. So once again, the size of the engine is very important! Size does matter! Ask around see if you can find any one who has the same car online or amongst friends and find out how much it costs to run before you jump in and buy it! <

So try to take these points in to consideration when buying and try to save yourself some money! We have no certainty of where our country’s heading financially so let’s try to help ourselves! Make sure when you’re buying your car you shop around and compare prices! There are great deals to be had it’s just a matter of finding them!